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How to Create the Best Financial Wellness Resolutions

January 30, 2023 Personal insights

Good health and well-being aren’t things we only want for our physical bodies; we also want them for our bank accounts. There’s no better time to start building financial wellness than the present. Here are some actionable steps to begin your journey to greater gains. Financial wellness means being financially secure enough to meet all your needs …

Just the Facts: Why Debt Consolidation is a Good Idea

October 31, 2022 Personal insights

If you’re feeling overwhelmed juggling payments, consolidating these debts into one loan—with one monthly payment—may be the answer. Debt consolidation is just one way to handle your finances, easing the pressure on your bank account.   What Is Debt Consolidation?   Debt consolidation bundles your various debts into a single new loan. …

Commercial Card Program Nationally Ranked Seventh Year in a Row

August 1, 2022 Newsroom

Ranked Among the Highest Purchase Volumes For U.S. Visa® and Mastercard Commercial Card Issuers August 1, 2022 — Citywide Banks, a division of HTLF Bank, a member of Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the payments space. Nilson Report ranked HTLF among …

Mitigate Risk with a Payments Strategy

July 5, 2022 Business insights

Unfortunately, it’s no longer a matter of “if,” but rather “when” payments fraud will impact your business.   As you look at your payment strategy, does it minimize your risk to fraud? Like many businesses, your strategy may be highly focused on check payments, the most compromised payment type. Sixty-six percent of businesses said …

Save Money and Increase Efficiency with a Payments Strategy

July 5, 2022 Business insights

Your business probably receives daily invoices for payments. Have you considered the steps, manpower and security of your payment method?   Cutting a check can take upwards of ten steps and is very unsecure, while ACH and credit card are quicker and more secure. If the latter two are used less frequently, your business is probably not …