Platinum Checking

 

Earn interest on your checking account.

A perfect mid-tier account that pays a strong interest rate. Plus, enjoy free checks and ATM fee refunds when at least one direct deposit per month posts to your account during the monthly statement cycle.

1.00% APY

on balances above $50,0001

0.10% APY

on balances up to $50,0001

$7,500

Average Daily Balance2
to avoid $12 monthly maintenance fee

You'll also have access to these great services:

Financial Team

Achieve your financial goals with the help of our team of financial experts.

Learn More

Online Banking

Check balances and manage accounts day and night from any device.

Learn More

Savvy Money Management

Centralize your finances to track spending, set financial goals and monitors all of your accounts.

Learn More

You may also be interested in:

Personal Loans

New car, your next adventure, an R/V for family road trips - whatever your needs we have financing options for you.

Personal Account Fee Schedule

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 1.00% with an annual percentage yield of 1.00%. An interest rate of 0.01% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 1.00% to 0.21% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.21%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 0.75% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.62% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.62%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.82% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.82%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.82% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.82%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.25% with an annual percentage yield of 0.25%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.25% to 0.85% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.85%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.82% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.82%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.15% with an annual percentage yield of 0.15%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.15% to 0.83% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.83%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.82% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.82%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.82% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.82%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 1.00% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.82% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.82%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Checking interest rate and Annual Percentage Yields (APY) are accurate as of 03/18/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.15% with an annual percentage yield of 0.15%. An interest rate of 0.25% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.15% to 0.23% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.23%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12 maintenance fee. Minimum $500.00 to open. Fees may reduce earnings. ATM surcharge fees of up to $20.00 per statement cycle will be refunded if at least one direct deposit posted within the Statement. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.