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Elevate your banking. Earn a cash bonus and top-shelf interest when you open a platinum checking account.

Choose the exclusive account with more benefits, access to a team of specialists and everyday banking services at no additional cost. Earn a cash bonus and ongoing interest when you open a Platinum Checking account at Citywide Banks, a division of HTLF Bank.

Earn up to $2501 plus  2.50%3.00% APY2

 

Citywide Banks, a division of HTLF Bank offers deposit solutions that fit your life and help you streamline and simplify the ways you manage your money. We also provide you with day-to-day convenience, flexibility and security at your fingertips.

  • Mobile Access – Access Online Banking anywhere with our mobile banking app. Available for download via the Google Play and Apple App stores.3

  • Signature GenGold® - A concierge service that offers you exclusive rewards and benefits.4

  • Digital Wallet – Add your debit card to your mobile device for an even safer and easier way to pay in stores, apps and online.

1To receive a $150 bonus, must have a current balance of at least $7,500.00 or more in your new checking account 180 calendar days after account open date. If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. To receive a $100 bonus, a minimum of two direct deposits of $1,000 or more must be posted to your new checking account within 90 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Offer is not available to existing Citywide Banks, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months. Bonuses only apply when opening a new consumer checking account at Citywide Banks, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. All bonus dollars will be paid on the business day after the qualification requirements are met. If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day. An IRS 1099 form may be issued. Geographic restrictions may apply. Account opening is subject to approval.

2Platinum Checking Annual Percentage Yields (APY) are accurate as of 12/09/2022. APY tiers apply to the following balances: 2.50% APY on balances of $0.00 to $50,000.00. 0.01% APY on balances of $50,000.01 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $500. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. $7,500.00 average daily balance required to avoid $12.00 monthly maintenance fee. The average daily balance is calculated by adding the current balance in the account for each day in the cycle month and dividing that figure by the number of days in the cycle month. Platinum Checking is a Consumer Checking account. Only Platinum Checking accounts are eligible for this promotion. No other checking accounts are eligible for the promotion.

1To receive a $150 bonus, must have a current balance of at least $7,500.00 or more in your new checking account 180 calendar days after account open date. If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. To receive a $100 bonus, a minimum of two direct deposits of $1,000 or more must be posted to your new checking account within 90 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Offer is not available to existing Citywide Banks, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months. Bonuses only apply when opening a new consumer checking account at Citywide Banks, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. All bonus dollars will be paid on the business day after the qualification requirements are met. If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day. An IRS 1099 form may be issued. Geographic restrictions may apply. Account opening is subject to approval.Promotion ends on May 12, 2023.

2Platinum Checking Annual Percentage Yields (APY) are accurate as of 12/09/2022. APY tiers apply to the following balances: 2.50% APY on balances of $0.00 to $50,000.00. 0.50% APY on balances of $50,000.01 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $500. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. $7,500.00 average daily balance required to avoid $12.00 monthly maintenance fee. The average daily balance is calculated by adding the current balance in the account for each day in the cycle month and dividing that figure by the number of days in the cycle month. Platinum Checking is a Consumer Checking account. Only Platinum Checking accounts are eligible for this promotion. No other checking accounts are eligible for the promotion.

1To receive a $150 bonus, must have a current balance of at least $7,500.00 or more in your new checking account 60 calendar days after account open date. If 60th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. To receive a $100 bonus, a minimum of two direct deposits of $1,000 or more must be posted to your new checking account within 60 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Offer is not available to existing Citywide Banks, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months. Bonuses only apply when opening a new consumer checking account at Citywide Banks, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. All bonus dollars will be paid on the business day after the qualification requirements are met. If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day. An IRS 1099 form may be issued. Geographic restrictions may apply. Account opening is subject to approval. Promotion ends on February 10, 2023.

2Platinum Checking Annual Percentage Yields (APY) are accurate as of 12/09/2022. APY tiers apply to the following balances: 3.00% APY on balances of $0.00 to $50,000.00. 0.50% APY on balances of $50,000.01 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $500. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. $7,500.00 average daily balance required to avoid $12.00 monthly maintenance fee. The average daily balance is calculated by adding the current balance in the account for each day in the cycle month and dividing that figure by the number of days in the cycle month. Platinum Checking is a Consumer Checking account. Only Platinum Checking accounts are eligible for this promotion. No other checking accounts are eligible for the promotion.

1To receive a $150 bonus, must have a current balance of at least $7,500.00 or more in your new checking account 180 calendar days after account open date. If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. To receive a $100 bonus, a minimum of two direct deposits of $1,000 or more must be posted to your new checking account within 90 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Offer is not available to existing Citywide Banks, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months. Bonuses only apply when opening a new consumer checking account at Citywide Banks, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. All bonus dollars will be paid on the business day after the qualification requirements are met. If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day. An IRS 1099 form may be issued. Geographic restrictions may apply. Account opening is subject to approval. Promotion ends on April 3, 2023.

2Platinum Checking Annual Percentage Yields (APY) are accurate as of 12/09/2022. APY tiers apply to the following balances: 3.00% APY on balances of $0.00 to $50,000.00. 0.50% APY on balances of $50,000.01 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $500. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. $7,500.00 average daily balance required to avoid $12.00 monthly maintenance fee. The average daily balance is calculated by adding the current balance in the account for each day in the cycle month and dividing that figure by the number of days in the cycle month. Platinum Checking is a Consumer Checking account. Only Platinum Checking accounts are eligible for this promotion. No other checking accounts are eligible for the promotion.

1To receive a $150 bonus, must have a current balance of at least $7,500.00 or more in your new checking account 90 calendar days after account open date. If 90th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. To receive a $100 bonus, a minimum of two direct deposits of $1,000 or more must be posted to your new checking account within 90 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Offer is not available to existing Citywide Banks, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months. Bonuses only apply when opening a new consumer checking account at Citywide Banks, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. All bonus dollars will be paid on the business day after the qualification requirements are met. If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day. An IRS 1099 form may be issued. Geographic restrictions may apply. Account opening is subject to approval. Promotion ends on February 10, 2023.

2Platinum Checking Annual Percentage Yields (APY) are accurate as of 12/09/2022. APY tiers apply to the following balances: 3.00% APY on balances of $0.00 to $50,000.00. 0.50% APY on balances of $50,000.01 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $500. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. $7,500.00 average daily balance required to avoid $12.00 monthly maintenance fee. The average daily balance is calculated by adding the current balance in the account for each day in the cycle month and dividing that figure by the number of days in the cycle month. Platinum Checking is a Consumer Checking account. Only Platinum Checking accounts are eligible for this promotion. No other checking accounts are eligible for the promotion.

1To receive a $150 bonus, must have a current balance of at least $7,500.00 or more in your new checking account 60 calendar days after account open date. If 60th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. To receive a $100 bonus, a minimum of two direct deposits of $1,000 or more must be posted to your new checking account within 60 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Offer is not available to existing Citywide Banks, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months. Bonuses only apply when opening a new consumer checking account at Citywide Banks, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. All bonus dollars will be paid on the business day after the qualification requirements are met. If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day. An IRS 1099 form may be issued. Geographic restrictions may apply. Account opening is subject to approval. Promotion ends on May 12, 2023.

2Platinum Checking Annual Percentage Yields (APY) are accurate as of 12/09/2022. APY tiers apply to the following balances: 3.00% APY on balances of $0.00 to $50,000.00. 0.50% APY on balances of $50,000.01 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $500. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. $7,500.00 average daily balance required to avoid $12.00 monthly maintenance fee. The average daily balance is calculated by adding the current balance in the account for each day in the cycle month and dividing that figure by the number of days in the cycle month. Platinum Checking is a Consumer Checking account. Only Platinum Checking accounts are eligible for this promotion. No other checking accounts are eligible for the promotion.

1To receive a $150 bonus, must have a current balance of at least $7,500.00 or more in your new checking account 180 calendar days after account open date. If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. To receive a $100 bonus, a minimum of two direct deposits of $1,000 or more must be posted to your new checking account within 90 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Offer is not available to existing Citywide Banks, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months. Bonuses only apply when opening a new consumer checking account at Citywide Banks, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. All bonus dollars will be paid on the business day after the qualification requirements are met. If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day. An IRS 1099 form may be issued. Geographic restrictions may apply. Account opening is subject to approval.

2Platinum Checking Annual Percentage Yields (APY) are accurate as of 12/09/2022. APY tiers apply to the following balances: 3.00% APY on balances of $0.00 to $50,000.00. 0.25% APY on balances of $50,000.01 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $500. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. $7,500.00 average daily balance required to avoid $12.00 monthly maintenance fee. The average daily balance is calculated by adding the current balance in the account for each day in the cycle month and dividing that figure by the number of days in the cycle month. Platinum Checking is a Consumer Checking account. Only Platinum Checking accounts are eligible for this promotion. No other checking accounts are eligible for the promotion.

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4If you elect to participate in GenGold, the membership fee is $5 each month after the first 90 days.