Citywide Banks Personal Checking Accounts

Choose the Account That’s Right for You! We offer a checking solution that fits your life.

Get up to $400 when you open a new consumer checking account by September 3, 2019. Click here for qualifying accounts.

 Get up to $350 when you open a new consumer checking account by September 3, 2019. Click here for Qualifying Accounts.

PLATINUM CHECKING

An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance.

2.00% APY

On Balances Up To $50,0002

ATM Fee Refunds2

FREE CHECKING WITH eSTATEMENTS

Unlimited check writing, Online/Mobile Banking, Debit Card and more. Designed for those who prefer ease and simplicity in banking.

$0

Minimum Balance

$25 minimum deposit to open

SIGNATURE SERIES CHECKING

Receive a high interest rate on large balances and best benefits from our premium account.

2.02% APY

On Balances Above $50,0003

ATM Fee Refunds3

 

Colorado Debit Card

Show your love for Colorado everytime you shop with our new Colorado-themed Visa® debit card.

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1$400 bonus offer is not available to existing Citywide Banks consumer checking customers or those who have been paid a new account opening bonus since January 1, 2018. Bonuses only apply when opening a new consumer checking account at Citywide Banks or CitywideBanks.com during the promotional bonus period. The promotional bonus period is 6/29/2019-9/3/2019. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. A $30 bonus will be given for enrolling in eStatements within 60 calendar days of account opening and a $70 bonus will be given if one (1) direct deposit of $500 or more post to the account within the first 60 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. A $300 bonus will be paid if the account has at least $7,500 balance 60 calendar days after account opening. If 60th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion. Bonuses will be paid within 90 business days after the promotional period has ended. An IRS 1099 form may be issued. Health Savings Accounts and Fiduciary accounts are not eligible for the promotion. Geographic restrictions may apply. Account opening is subject to approval. Minimum to open and APY given on a consumer checking account varies by product selected. For example, our Platinum Checking: Annual Percentage Yields (APY) are accurate as of 08/21/2019. 2.00% APY applies to balances of $0.01 to $50,000.00 and 0.01% APY applies to balances $50,000.01 and above. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Minimum $500 to open. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Platinum Checking is a Consumer Checking account.

2Annual Percentage Yields (APY) are accurate as of 08/21/2019. 2.00% APY applies to balances of $0.01 to $50,000.00 and 0.01% APY applies to balances $50,000.01 and above. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Minimum $500 to open. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

3 Signature Series Checking Annual Percentage Yields (APY) are accurate as of 08/21/2019. APY tiers apply to the following balances: 0.00% APY on balances of $0.00 to $49,999.99. 2.02% APY on balances of $50,000.00 up to $149,999.99. 2.02% APY on balances of $150,000.00 up to $249,999.99. 2.02% APY on balances of $250,000.00 and above. Rates and terms may change after the account is opened. Keep minimum average daily balance of $50,000 or $100,000 in total relationship balance for the cycle month to avoid $9 monthly maintenance fee. Wire-in Domestic and Stop Payment fees waived when minimum average daily balance requirement is met. Minimum deposit to open account is $1,000. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Signature Series Checking is a Consumer Checking account. $50,000 minimum balance required to obtain APY.