Debit Cards with Chip Technology

Simple. Secure. Smart.
Introducing New Technology

Citywide Banks Visa® business debit cards and personal debit cards now come with built-in chip technology. This gives you greater fraud protection when you use your debit card at a chip-activated terminal. If a merchant is not yet chip-activated, you can still swipe your card to pay. Also, your new card can still be used to make a payment online or over the phone the same way you did with your previous card.

Get to Know the New Chip Technology

Enhanced Fraud Protection
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global Acceptance
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa Debit Cards are accepted.

Easy to Use
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. No matter how you pay, you’re protected against unauthorized use with Visa’s Zero Liability Policy.1

1Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Answers to Questions about Chip Technology

What is a chip card?

Citywide Banks Visa Debit Cards now feature built-in chip technology. You’ll enjoy global acceptance plus an enhanced level of security.

How does chip technology protect my information?

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Where can I use a chip card?

You can use your card at millions of places that accept Visa Debit Cards, throughout Colorado and around the world.

Can I still swipe my card to pay?

Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter your PIN. Or select CREDIT and sign for your purchase, if necessary. 

Does my chip card work at the ATM?

Yes. You can still use your card to get cash, check your balance and more. Be sure to insert the chip end of your card into the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete. (applicable fees at non-Citywide Banks ATMs may apply)

Will I have to pay any fees to use a chip card?

No. There are no additional fees to use a chip card.

Why Citywide Banks?

For more than 50 years, Citywide Banks has been family operated and solely focused on Colorado's Front Range community. That has created a unique banking culture that continues to benefit Colorado businesses.

About Citywide Banks

Get In Touch

Connect with a Citywide Banks Commercial Banker to discover how we can help impact your business' bottom line. Stop by one of our 12 branches, email us, or call us.

303-365-3650