Citywide Banks
Individual Retirement Accounts (IRAs)

Grow your retirement fund with an IRA - an excellent financial tool that combines tax advantages with safe and secure growth as you plan for your future.

Saving for your retirement makes sense at any age.

Whether you’re just starting your career or need to rollover your retirement funds, we have a variety of options to fit your needs. Take advantage of our competitive interest rates and watch your savings grow. Consult your tax advisor to determine your best path. We’ll be here when you’re ready.

Term/Account Interest Rate APY1
IRA Savings 0.40% 0.40%
3 months 0.40% 0.40%
6 months 0.55% 0.55%
12 months 0.70% 0.70%
18 month Add-On18 months18 month Flex 0.85% 0.85%
24 months 1.10% 1.10%
36 months 1.20% 1.20%
48 months 1.30% 1.30%
60 months 1.40% 1.40%

Contact a Personal Banker or visit a local banking center to get started.

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IRA Savings has a $25 minimum deposit to open. The 3 month term has a $2,500 minimum deposit to open. All others have a $1,000 minimum deposit to open.

IRA Savings has a $25 minimum deposit to open. All others have a $1,000 minimum deposit to open.

IRA Savings has a $25 minimum deposit to open. The 18 month Add-on has a $50 minimum deposit to open. All others have a $1,000 minimum deposit to open.

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Consumer Fee Schedule

1These interest rates and annual percentage yields (APY) are accurate as of: 11/20/2019. Early withdraw penalties may apply. APY is based upon the maximum term of the deposit for each maturity. Interest is credited at maturity for CD and IRA accounts with a term less than 12 months. Interest is credited or compounded semi-annually for CD and IRA terms 12 months or greater. $0.01 minimum balance to obtain APY.