Treasury Management

Discover Over 25 Banking Services
That Can Impact Your Bottom Line

Citywide Banks is focused on helping Colorado businesses grow and prosper. That means giving your business access to a dedicated Treasury Management team and advanced tools focused on simplifying your cash flow operations, strengthening your fraud protection, and increasing the earning power of your deposits.

Ask about our complimentary, no-obligation Cost-Benefit Evaluation, where we can compare Citywide Banks to your current provider.

ACH Funds Transfers A platform to manage electronic transfer of funds

ACH Funds Transfers

ACH services enable users to receive or initiate fund transfers electronically between their own account and outside parties.  Examples include direct deposit payroll, tax payments, monthly utility bills, and expense reimbursements.

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ACH Filters Set trigger points used to prevent a fraudulent debit transfer of funds.

ACH Filters

ACH Filters enable you to set restrictions, such as dollar amounts or payee recipients, for outgoing (debit) electronic funds transfers from your company’s account.

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Account Reconciliation Account balancing process to reduce time spent settling accounts

Account Reconciliation

Frequently used with Positive Pay services, this service provides a detailed list of all outstanding and all paid checks during the billing cycle. Account reconciliation is a time-saving resource that streamlines the process of reconciling the checking account. 

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Armored Transport Service Armored car pickup or delivery of cash or documents

Armored Transport Service

Frequently used with Cash Vault service to transport cash or documents on a pre-arranged schedule. The service includes electronic reporting.

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BIZ 2.0 Online Bill Pay Manage payroll deposits and delegate payment tasks

BIZ 2.0 Online Bill Pay

This advanced online platform integrated with your Citywide Banks business checking account enables you to schedule payroll deposits to employee accounts, delegate payment tasks, set unique payment authority for multiple employees, customize financial reports for your business, and more.

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Cash Vault Service Securely process large currency deposits and disbursements

Cash Vault Service

Frequently used with Armored Transport services to process and securely store cash or documents. The service includes electronic reporting.

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CDARS Certificate of Deposit Option to secure FDIC insurance for deposits over a million dollars

CDARS Certificate of Deposit

CDARS or Certificate of Deposit Account Registry Service® is the most convenient way to access FDIC insurance on multi-million-dollar CD deposits. (Certain account restrictions may apply)

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Combined Account Analysis Offset fees with an earnings credit across multiple accounts

Combined Account Analysis

Clients with multiple deposit accounts can group these account balances to maximize their Earnings Credit to help offset account service fees.

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Cost-Benefit Evaluation Complimentary service comparison of Citywide and your current provider

Cost-Benefit Evaluation

A Treasury Management specialist will perform a 90-day analysis of recent account transaction activity and banking fees charged by current provider. This will be compared to the projected cost and added benefits available if services were provided by Citywide Banks. 

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Credit Cards for Business Earn cash back or rewards for business purchases

Credit Cards for Business

Citywide Banks has teamed with Elan Financial Services to offer business clients a variety of VISA® credit cards. Choose from an extended low intro rate, cash back rewards, or merchandise and travel rewards. 

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Debit Cards for Business Business expense cards with varied-limits by employee

Debit Cards for Business

Citywide Banks offers VISA® debit cards for purchases anywhere VISA credit cards are accepted, like office supply retailers, printers, and hotels. Plus with the varied-limit feature, you can set a different daily limit based on each employee’s responsibilities.

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Debit Card Alerts Monitor debit card usage with custom alerts to spot suspicious transactions

Debit Card Alerts

Setup custom alerts to notify you of purchases, transfers, and other designated activity on your personal, business, and Health Savings Account (HSA) debit card.

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Electronic Funds Transfers ACH platform to manage online deposits & withdrawals

Electronic Funds Transfers

ACH services enable users to receive or initiate fund transfers electronically between their own account and outside parties.  Examples include direct deposit payroll, tax payments, monthly utility bills, and expense reimbursements.

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Lockbox Services Outsource the collection of customer check payments

Lockbox Services

Lockbox services are designed to save your business time and money by automating the process of securely collecting check payments from your customers.

 

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Merchant Services Accept debit & credit card payments from your customers

Merchant Services

Citywide Banks can offer your business the opportunity to accept Mastercard and VISA debit and credit card payments from your customers. Get a streamlined payment processing solution that fits your business needs, including point-of-sale, mobile, online, or phone. 

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Mobile Payment Wallets Setup Apple Pay, Android Pay, or Samsung Pay to make payments using smartphone

Mobile Payment Wallets

Setup Apple Pay™, Android Pay™, or Samsung Pay™ to securely make debit card purchases using your smartphone or tablet instead of swiping your card. 

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Night Depository After-hours deposit access at select Citywide Banks branches

Night Depository

A secure drop-box at select branches that enable a means of depositing checks, cash, and coin after regular banking hours.

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Online & Mobile Banking Advanced portal & mobile app to manage account 24/7

Online & Mobile Banking

Citywide Banks offers a suite of online banking tools integrated with optional Treasury Management services such as remote deposit, wire transfers, and online bill pay. 

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Online Transaction Search Comprehensive search capabilities

Online Transaction Search

This is an advanced query of specific account transactions.

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Online Wire Transfers Send funds to another party's bank account in the U.S. or internationally

Online Wire Transfers

Secure, convenient way to send money across the country or across the globe. For international wire transfers, choose to send funds in either U.S. dollars or foreign currency.

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Positive Pay Monitor and authorize all checks presented for payment online

Positive Pay

Positive Pay is a tool to prevent check fraud before it happens. It works by automatically verifying incoming checks with a list of checks issued by your company, such as payroll and vendor payments.

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Remote Cashier's Check Electronic check printing for title company closings

Remote Cashier's Check

On-demand, highly secure printing of official checks from virtually any remote location. This is a specialized solution for our title company clients. 

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Remote Deposit (Business) High-volume scanner to process check deposits electronically

Remote Deposit (Business)

Citywide Banks offers businesses a secure and convenient way of scanning and depositing paper checks directly from the office. 

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Security ID Token (Virtual) Timed, regenerated code used as part of online banking log-in

Security ID Token (Virtual)

As an extra level of online banking security, Citywide Banks provides Treasury Management clients with virtual security tokens. Using their mobile device or desktop PC, clients download a randomly regenerated six-digit code and input it as part of their online banking log-in credentials.

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SmartPay Express Custom portal to accept online payments or donations

SmartPay Express

Citywide Banks offers a simple solution for smaller businesses and nonprofits to accept one-time or recurring online payments and charitable donations. 

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Sweep Accounts Automate the management of deposit balances to maximize funds

Sweep Accounts

A sweep account is designed to automatically transfer cash between accounts to maintain target balances and/or build interest-earning balances. Citywide Banks offers three types of sweeps, including a Target Balance Sweep, a Line of Credit Sweep, or an Investment Sweep.

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Tax Depository Make all state and federal tax payments electronically

Tax Depository

Use Citywide Banks ACH Services to submit Colorado and federal business tax payments.

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Treasury Management Checking Offset fees with an earnings credit across multiple checking accounts

Treasury Management Checking

For most Treasury Management services, you will be required to setup a separate checking account designed to accommodate more complex money-management and calculation of an earnings credit across all your business accounts.

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Trusteer Rapport Secure internet browser for online banking

Trusteer Rapport

Trusteer Rapport provides an extra layer of protection against cyber thieves targeting ACH, wire transfer, and online banking users. The product consists of a software application that is installed on any device you use to access your Citywide Banks account (e.g. desktop PC, tablet).

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We have been working with Citywide since 2000 because they have invested in knowing our business well enough to make banking recommendations where other banks haven't.

Specialized Banking Solutions by Industry

Nonprofit Organization Banking:

Move Your Cause Organization Forward with our Nonprofit Banking Solutions

Citywide Banks understands the operational and financial challenges that nonprofits face daily. Many of our bankers have leadership roles on nonprofit boards that give them invaluable insight into relevant solutions. We understand how your capital structure, operations, and funding sources are unique. Whether your work focuses on the needs of individuals, the community, or the environment, we are prepared to be your financial partner.

HOA & Property Management Banking:

Discover Why So Many Colorado Community Associations Trust Citywide Banks as a Partner

Citywide Banks understands the complexity of funding and operating a home owners association or property management business. We will work with you to simplify the process for maintenance and improvement loans, cash flow operations, member payment collection, and more. Our local expertise in property management goes back more than five decades.

Healthcare Practices Banking:

Banking Solutions for Medical, Dental, & Other Healthcare Practices

Citywide Banks offers medical doctors, dentists, optometrists, behavioral health practioners, and other healthcare organizations an advanced suite of lending and banking solutions. We understand your practice has unique cash flow, debt position, and income trends compared to other businesses. We pride ourselves on taking the time to understand your practice goals and financial needs, so we can more effectively help your healthcare team move forward.

Title Company Banking:

Banking Solutions for Title Companies

Citywide Banks offers title companies an advanced suite of financial tools aimed at improving operational efficiency and cash flow management. We understand the unique demands of the title and settlement industry. And, all of our operations, from bankers, branches, and ownership, are here in the metro Denver area. That means the quick responses and personalized attention your team deserves.

WHY CITYWIDE BANKS?

For more than 50 years, Citywide Banks has been family operated and solely focused on Colorado's Front Range community. That has created a unique banking culture that continues to benefit Colorado businesses.

About Citywide Banks

GET IN TOUCH

Contact the Citywide Banks Treasury Management Business Development team at 303-365-4090 about adding a product. Our team can also provide a no-obligation Cost-Benefit Evaluation to compare our services to your current provider.

Need technical support with a Treasury Management product? Contact our TM Services Tech Support team at 303-365-8099.

303-365-4090
 
Janet McCall

Janet McCall

VP | Manager, Treasury Management

Janet McCall

Contact the Citywide Banks Treasury Management Business Development team at 303-365-4090 to learn more about adding Treasury Management services to your account.

If you need technical support for a Treasury Management product or service, contact 303-365-8099 for assistance.

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Sharon Hattan

Sharon Hattan

VP | Treasury Management

Sharon Hattan

Contact the Citywide Banks Treasury Management Business Development team at 303-365-4090 to learn more about adding Treasury Management services to your account.

If you need technical support for a Treasury Management product or service, contact 303-365-8099 for assistance.

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Kate Reinhardt

Kate Reinhardt

VP | Treasury Management

Kate Reinhardt

Contact the Citywide Banks Treasury Management Business Development team at 303-365-4090 to learn more about adding Treasury Management services to your account.

If you need technical support for a Treasury Management product or service, contact 303-365-8099 for assistance.

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