Business Loans

Flexible Credit
for Colorado Businesses

Work with a dedicated banker to get the business loan you need at every stage of your business life cycle. Fixed or variable rate, conventional or SBA guaranteed, C-PACE, long-term or short-term business loans are available for business acquisition, equipment purchase, inventory supply, construction, expansion, working capital and more. For us, lending decisions go beyond spreadsheets. Our focus is to find a credit solution that can help your company grow and be an asset to Colorado’s economy.

Specialized Market Solutions | Commercial Loans

Construction Loans:

Commercial Construction Loans for Projects Across Colorado

Connect with a Construction Loan Specialist

The Citywide Banks construction loan team provides loans to consumers and businesses tailored to fit your needs. Our specialized financing team not only helps investors and builders with the necessary construction loans, but also guides customers through the complicated draw management process during construction.

Apartments  |  Retail  |  Industrial  |  Offices  |  Hospitality  |  Land developments  |  Single family homes  |  Condos  |  Townhomes  |  Special purpose facilities

Customer Service You Can Depend On
►Your project liaison until construction is completed
►Quick turnaround on draw requests 
►Competitive rates and fees
►Flexible loan terms
►Local decisions

Discover Our Treasury Management Products That Can Support Your Project
COMBINED ACCOUNT ANALYSIS - Offset fees with an earnings credit across multiple accounts
ONLINE & MOBILE BANKING - Advanced portal and mobile app to manage your account 24/7
ACH FUNDS TRANSFERS - A platform to manage electronic transfer of funds
DEBIT CARDS FOR EMPLOYEES - Business expense cards with varied-limits by employee

Ask about more Citywide Banks products that can help streamline cash flow operations, strengthen fraud protection, and increase earning power of your deposits.

Desiree Moxon
Construction Lending

Email Desiree


Julie May
Construction Loan Officer
Contruction Lending

Email Julie

Commercial Mortgage Loans:

Commercial Mortgage Loans for Investment and Owner-User Properties

Connect with a Commercial Mortgage Loan Specialist

Using our national network of financing sources, Citywide Banks Commercial Real Estate Services (CRES) represents borrowers to fund the acquisition, refinancing or development of commercial real estate anywhere in the United States.

Apartments  |  Medical  |  Retail  |  Industrial  |  Mobile home parks  |  Self storage  |  Offices  |  Hospitality  |  Subdivision developments  |  Special purpose facilities

Commercial Mortgage Loans Tailored to Your Needs
►Loans $750,000 or above with no upper limit 
►Up to 85% loan-to-value and 1.2x minimum debt coverage ratio
►Fixed or floating rates with long term amortization
►New construction or existing commercial properties
►Non-recourse loan structures available

Citywide Direct Loan Program

Ask us about these 10-year, fixed, non-recourse, commercial real estate loans from $1 to $5 million secured by multi-tenant properties. Qualifying properties include office, retail, industrial, and multi-family properties in the Denver metropolitan area. 

Allen Kiel
President - CRES
Email Allen


Steve Snyder
Email Steve

Dan Kiel
Email Dan

HOA & Community Association Loans:

Discover Why So Many Colorado Community Associations Trust Citywide Banks as a Partner

Citywide Banks understands the complexity of funding and operating a home owners association or property management business. We will work with you to simplify the process for maintenance and improvement loans, cash flow operations, member payment collection, and more. Our local expertise in property management goes back more than five decades.

Nonprofit Organization Loans:

Move Your Cause Organization Forward with our Nonprofit Banking Solutions

Citywide Banks understands the operational and financial challenges that nonprofits face daily. Many of our bankers have leadership roles on nonprofit boards that give them invaluable insight into relevant solutions. We understand how your capital structure, operations, and funding sources are unique. Whether your work focuses on the needs of individuals, the community, or the environment, we are prepared to be your financial partner.

Healthcare Practice Loans:

Banking Solutions for Medical, Dental, & Other Healthcare Practices

Citywide Banks offers medical doctors, dentists, optometrists, behavioral health practitioners, and other healthcare organizations an advanced suite of lending and banking solutions. We understand your practice has unique cash flow, debt position, and income trends compared to other businesses. We pride ourselves on taking the time to understand your practice goals and financial needs, so we can more effectively help your healthcare team move forward.

Title Company Loans:

Banking Solutions for Colorado Title Companies

Citywide Banks offers title companies an advanced suite of financial tools aimed at improving operational efficiency and cash flow management. We understand the unique demands of the title and settlement industry. And, all of our operations, from bankers, branches, and ownership, are here in the metro Denver area. That means the quick responses and personalized attention your team deserves.

Citywide Banks helped us get off the ground in 1975 and we've been with them ever since. They stood by us in some tough times and have definitely contributed to our growth.

Why Citywide Banks?

Citywide Banks is a Colorado focused, community bank committed to delivering responsive service, local expertise, and comprehensive financial tools for local businesses and families. For more than 50 years, our team has been dedicated to finding ways we can impact our local community and move Colorado forward.


Get In Touch

Connect with a Citywide Banks Commercial Banker to discover how we can help impact your business' bottom line. Stop by one of our 12 branches, email us, or call us.