Citywide Banks offers a broad range of interest-earning and non-interest-earning checking accounts, as well as a series of personal savings account options. Select the account that best fits your household's needs. Stop by any branch location or contact your local branch to open your account.
NOTICE: Account Terms Change for Bounce ProtectionSM
Effective July 1, 2011, NSF fees for overdrafts paid via Bounce Protection Overdraft Privilege are limited to three (3) per day and a maximum of $99 per day.
NON-INTEREST-EARNING Checking Accounts
PERSONAL ECONOMY CHECKING View summary brochure
Designed for customers who anticipate low account activity and prefer predictable fees without having to worry about maintaining a specific balance.
With every new Personal Checking Account, Citywide Banks waives Online Bill Pay fees for your first year. Using our secure website, you can avoid worrying about due dates and the post office when paying your bills from any computer with Internet access. Learn more about Online Bill Pay
INTEREST-EARNING Checking Accounts
PERSONAL INTEREST CHECKING View summary brochure
Designed for customers who want to earn interest with the convenience of unlimited check writing.
Earn interest on daily ledger balance
Write an unlimited number of checks at no charge
Maintain a minimum balance to avoid monthly balance service fee
Check images available via OnlineOption FREE
or with your statement for $5 extra per month
INDIVIDUAL RETIREMENT ACCOUNT (IRA)* View summary brochure
Traditional and Roth IRA accounts are available to help you meet your retirement savings goals. IRAs are subject to a penalty for early withdrawal.
Stop by any branch location to open an IRA account.
* For eligibility requirements and tax benefits consult your tax advisor
CERTIFICATES OF DEPOSIT (CD) View summary brochure
A time-deposit account for customers wishing to earn a higher fixed rate of interest for a defined term. Multiple rates and terms are available. CDs are subject to a penalty for early withdrawal.