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From traditional mortgages for the first-time-home-buyer to jumbo loan programs, we can help you find the home mortgage
loan with the right rate, the right terms and the right timing for you. >> Click here to submit a home loan pre-qualification request.
- 20 years of mortgage lending experience
- Fixed and adjustable rates
- Conventional and Government options
- Flexible down payment options
- Flexible terms
- Pre-qualification to speed your offer
When you find the home that's just right for you -- you need a home loan that's just right too.
CONVENTIONAL MORTGAGE LOANS
Multiple terms are available, including both fixed rate and adjustable rate loans.
GOVERNMENT HOME LOANS, FHA & VA
For qualified applicants, special government programs can lower down payments and ease qualifications.
PORTFOLIO LOAN PRODUCTS
Citywide Banks puts common sense back into mortgage lending with our own portfolio loan program for special situations.
If you are having trouble securing home financing, give us a call. We may be able to help.
Chuck Kisby
Vice President - Residential Mortgage Loans
Citywide Banks

Chuck Kisby has been a mortgage professional for 23 Years, and has held several positions in the mortgage industry. He utilizes this
vast experience to give each customer the personalized attention that is required in today's mortgage market. He understands that
there is no such thing as "one size fits all" when it comes to making sure the homeowner is in the best mortgage product for their
financial situation. Although Chuck is in a management position, he participates in all continuing education to insure that he and
his fellow loan officers are doing the best possible job for every customer regardless of their home ownership needs. Chuck is married
with one son, and a terrific grandson. He enjoys golf, motorcycles, and most outdoor activities. Chuck is registered as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System and Registry (NMLS),
NMLS #797805.
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