As we approach the New Year, there is growing optimism that 2010 will bring further economic stability to Colorado. While lingering hurdles exist for all of us who manage growing companies, history has shown that small businesses tend to lead the way to recovery. At Citywide Banks we are pleased to play an active role in that positive trend.

We’ve all seen the headlines indicating that access to financing will be a critical factor in the momentum and speed of economic revitalization. In this regard, Citywide is in a unique position. The moves we made early on in this economic downturn have allowed us to maintain a position of strength and continue providing credit to businesses across the greater metropolitan area.

As we evolve and adapt to market dynamics – there are some things that will not change. Citywide’s focus on Colorado companies who value relationship banking and consultative service will be steadfast. Our core commitment to flexible, personalized services and local credit decisions will not waiver.

Citywide Banks is well capitalized with a balanced loan portfolio and a strong liquidity position – all things which allow us to help meet demand for business capital. We look to 2010 as a year of opportunity. Citywide Banks will grow as customer demand warrants and we will continue to invest in developing new products and services designed to help businesses improve efficiencies and save time.

The Schmitz family and all of us at Citywide Banks wish you and yours a joyous holiday season. We appreciate your continued business and look forward to serving your financial needs in the new year.

Kevin G. Quinn, President & CEO
303-365-3706