A Unique Package of Cash Management Solutions
Your job is complex enough. Let Citywide Banks simplify your cash management responsibilities with options that save you time, and increase the earning power of your balances.We know you can get technology and discounted services anywhere. What Citywide offers that you won’t find elsewhere is personal accountability – a dedicated account representative and a team of bankers who place customer service at the very top of their priority list each day.
Call a Citywide Banks Cash Management Representative at 303-365-4043 for a FREE Cash Analysis and a detailed proposal for saving time and reducing your banking costs.
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DEPOSIT SERVICES
Save time, reduce travel and keep your staff on-site with these convenient deposit alternatives.
Remote Deposit – ScanCheck (click here for more info)
Deposit checks into your account from the convenience
of your office. Deposit paper checks electronically using
a scanning device at your desk. This option reduces your processing costs and saves you trips to the bank.
Night Depository
With 14 locations across the Denver metro area, you can
use the night drop services at any Citywide Banks location
to make deposits on your own schedule.
Tax Depository
Meet EFTPS requirements, avoid penalties and receive
immediate confirmation of federal and state tax payments
through this quick and convenient service available at
any Citywide location.
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INFORMATION & ACCOUNT MANAGEMENT TOOLS
With the latest information at your fingertips, you can make informed & timely financial decisions.
Free Online Account Access via OnlineOption™
Convenient and instant access to all your accounts –
24/7 at no cost to you! Log on, check deposits and pending debits/credits, print images of paid checks and make transfers between accounts from the convenience of your own desk. OnlineOption also offers download capability for QuickBooks®, Quicken®, Personal Finance and Microsoft® Money so you can manage your business finances with ease.
Combined Account Analysis
Save money by using our combined account analysis service. Designate a master account for calculation of earnings credit
to offset fees across multiple accounts.
Account Reconciliation
Simplify your account balancing process and reduce the time
you spend settling your accounts.
Positive Pay – Fraud Control
Monitor and authorize all checks presented for payment
online to help prevent fraud.
CD/ROM – Account Statements
Electronic files of your statements and checks can help reduce paperwork, information filing and retrieval time.
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OPTIMUM FUNDS MANAGEMENT
Preserve liquidity and maximize the earning potential of
your balances by having funds automatically transferred
into investment accounts or to pay off lines of credit.
ZBA/Target Balance Sweep
Combine balances across multiple accounts into one for
cash management purposes with automated distribution
to sub-accounts as needed.
Investment Sweeps
Maximize your earnings on excess cash balances across
multiple accounts by using this service which automatically
sweeps money into and out of interest bearing accounts.*
Cash Concentration
Bring all your funds together from multiple locations and accounts
to manage balances and increase the earning power of your cash.
FDIC Insurance Above Standard Limits
Through the CDARS network we can provide your business
with up to $30 million in FDIC insurance on certificates of
deposit. You can enjoy the convenience of one rate, one regular
statement and keeping your assets in one central location.
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PAYMENT COLLECTION & DISBURSEMENT
Collect receivables faster, reduce staff time, and accelerate the movement of funds into and out of your accounts with these services utilizing electronic and remote resources.
Electronic Funds Transfer; ACH Direct Deposit and Direct Withdrawal
Through electronic transactions, ACH services enable you
to collect monthly payments more efficiently and disburse
payments to your vendors and employees quickly without
the cost of Checks and postage.
Free Online Bill Pay for Businesses
Save time and money! Eliminate the hassle of late payments, paper checks, envelopes, stamps and storage by using our convenient online bill pay service. You can make one time payments, or setup automatic reoccurring payments to any business or personal recipient across the U.S. Its easy to
setup and maintain.
Lockbox – Remote Payment Collection & Reporting
We built a state-of-the-art, in-house Lockbox service
to collect your customer payments in one central location
for faster collections.
Online Wire Transfers
Initiate outgoing wires and view incoming wires via
Citywide Banks’ OnlineOption™ website.
International Wires – Online Initiation
Expedite payments and collections across the globe with
our online international wires service. Initiate and verify
international wires in foreign currency or U.S. dollars
from the convenience of your office computer.
Merchant Credit Card Processing
Offer your customers a choice of payment options that
includes personal credit and debit card acceptance.
Payroll Cards
Give your employees easy access to their pay via ATM
and point-of-sale purchase wherever Visa® is accepted.
This pre-loaded payroll card service can help reduce fraud, eliminate check cashing fees and provide an alternative
for employees with no checking account.
Web-Based Payment Collections
Accept checks from your customers via your website.
This “internet check solution” reduces costs and provides
a convenient alternative to credit card payment collection.
Controlled Disbursements
“Just-in-time-funding” allows you to manage your cash
more concisely. We provide you with daily funding totals
so you can allocate just the amount needed to cover
daily disbursements.
Business Debit & Credit Cards
Increase your business purchasing power and improve
expense management with a business debit or credit card.
Online access allows you to review account transactions,
make payments, transfer balances, create reports and more.
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BUSINESS CONVENIENCE SERVICES
Your challenges are our opportunities and we have
solutions for all your unique needs.
Cash Vault / Courier Services
Take advantage of the convenience and added security that
comes with using an armored car to pick up your deposits
and deliver change orders on a pre-arranged schedule.
