Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts: All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's standard deposit insurance rules. View standard FDIC deposit insura-checkinnce coverage The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. Eligible Citywide PERSONAL Accounts The expanded coverage will apply to the following accounts: Personal Checking Personal Checking with Images Economy Checking Employee Direct Checking Eligible Citywide BUSINESS Accounts The expanded coverage will apply to the following accounts: Business Checking Business Economy Checking Business Analysis Checking Cash Management Checking 1031 Citywide Exchange Checking COLTAF Interest Checking To calculate your deposit insurance coverage: Click here to use the FDIC's Electronic Deposit Insurance Estimator (EDIE)

If you have questions about FDIC coverage limits and requirements, please visit www.myFDICinsurance.gov, call toll-free
1-877-ASK-FDIC, or contact your Citywide Banks representative.